01
Bring your accounts in
Link a bank through Plaid in a minute, or add anything by hand: a house by its address, a loan, the cash in the drawer.
Link your banks, add your home, invite your partner. Moola does the math, keeps it current, and lets you ask Claude what it all means.
Net worth
$346,550
▲ $0past year · 0.0%
Live · dashed line is the $400k goal · hover to read a day
Works with Claude
Connect Moola to Claude, ChatGPT, or any app that speaks the Model Context Protocol, and ask questions a dashboard cannot answer: what you can afford, what to pay off first, where the money went. The answers come from your real balances.
Read-only by default. Claude can read balances and ask you to plan a change. It cannot move money, and writes need your consent every time.
You choose what it sees. Limit each connected app to specific accounts. Revoke it in one click from Connected apps.
Every request is logged. See which tool each app called, when, and what it returned, in your own activity log.
Used get_accounts · get_spending_summary · get_health · logged in Connected apps
How it works
01
Link a bank through Plaid in a minute, or add anything by hand: a house by its address, a loan, the cash in the drawer.
02
Net worth, what you own and owe by category, spending by month, and a health score with the one change that would move it most.
03
Balances refresh on their own, your home is revalued weekly, and your partner or advisor can look without touching anything.
What Moola does
Link banks, brokerages, and cards through Plaid, or add anything by hand: a house, a loan from a friend, the cash in the drawer.
Savings rate, runway, debt load, and concentration, graded in plain language with the one thing that would move it most.
Invite a partner or parent. Each person keeps their own accounts; the family view adds them up without anyone handing over a login.
Add a property by address and Moola keeps its estimate current, so net worth includes the biggest thing you own.
Connect Moola to Claude or any MCP client and ask real questions. Read-only by default, with every request logged for you.
The same workspace on the web, as a desktop app, and on iPhone and Android, with balances that hide at a tap.
Health
Emergency fund, cash flow, debt, investing, cash efficiency, and data quality, each graded from your own accounts with the weights in the open. No black box, and the first thing to fix is always named.
0
Grade B
Financial health
Highest impact: move the $6,000 sitting idle in checking to the high-yield account. About +4 points.
Privacy
Account names, institutions, notes, and bank tokens are sealed with a key that belongs to you alone. We never sell data, never show ads, and never let a connected app write to your accounts without asking first.
Per-user field encryption
Sensitive fields are encrypted with your own key before they reach the database.
Passkeys and two-factor sign-in
Sign in with a passkey or an authenticator app. Bank links require it.
Delete means delete
Removing your account unlinks every bank, ends billing, and erases your data within days.
Pricing
Free
$0forever
Everything you need to see where you stand.
Plus
$6per month, or $60 a year
For a full picture across every institution.
No. Moola reads balances and transactions through Plaid and never holds credentials that could initiate a transfer. The same is true for any app you connect: they read, and anything that would change your data needs your approval first.
No. You sign in to your bank inside Plaid’s window; Moola receives a token for reading data, not your login. That token is encrypted with a key that belongs to your account alone.
Everything except more than one linked institution and live on-demand balances. Unlimited manual accounts, full net worth history, the health score, family workspaces, the Claude connector, and all three apps are free.
Only if you invite them to a family workspace, and even then they see balances, not transactions, and cannot edit anything. Each person keeps their own sign-in and their own accounts.
Your workspace stays. Linked institutions beyond the first pause until you reconnect or upgrade again; nothing is deleted.
Settings has a delete button. It unlinks every bank, ends billing, and erases your data within days. Plaid and Stripe keep their own records under their policies.
Your first account takes a minute. Your whole picture takes an afternoon. After that, Moola keeps it current.